About CIT

Founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $65 billion in financing and leasing assets. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has more than $30 billion of deposits and more than $40 billion of assets. It provides financing, leasing and advisory services principally to middle market companies across more than 30 industries primarily in North America, and equipment financing and leasing solutions to the transportation sector. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A.

Our Commercial Financing Solutions   
Our business areas operate under two segments: North America Banking and Transportation & International Finance.

North America Banking

Commercial Banking

CIT Commercial Banking provides lending, leasing and other financial and advisory services to the middle market with a focus on specific industries, including: Aerospace & Defense,  Business Services, Communications,  Energy,  Entertainment,  Gaming,  Healthcare,  Industrials,  Information Services & Technology,  Restaurants,  Retail,  Sports & Media, and Transportation.

Commercial Services

CIT Commercial Services is a leading provider of factoring services in the United States. We provide credit protection, accounts receivable management services and asset-based lending to manufacturers and importers that sell into retail channels of distribution.

Equipment Finance

CIT Equipment Finance provides financing solutions to small businesses and middle market companies in a wide range of industries including Technology, Office Imaging, Healthcare, Industrial, and Franchise. We assist manufacturers and distributors in growing sales, profitability and customer loyalty by providing customized, value-added finance solutions to their commercial customers. The LendEdge platform, in our Direct Capital Corporation business, allows small businesses to access financing through a highly automated credit approval, documentation and funding process. We offer both capital and operating leases.

Real Estate Finance

CIT Real Estate Finance provides senior secured commercial real estate loans to developers and other commercial real estate professionals. We focus on stable, cash flowing properties and originate construction loans to highly experienced and well-capitalized developers.

Transportation & International Finance

Business Aircraft Finance

CIT Business Aircraft Finance provides financing solutions to business jet operators. Serving clients around the globe, we provide financing that is tailored to our clients’ unique business requirements. Products include term loans, leases, pre-delivery financing, fractional share financing and vendor/manufacturer financing.

Commercial Air

CIT Commercial Air is one of the world’s leading aircraft leasing organizations and provides leasing and financing solutions—including operating leases, capital leases, loans and structuring, and advisory services—for commercial airlines worldwide. We own and finance a fleet of more than 300 commercial aircraft and have more than 100 customers in approximately 50 countries.

International Finance

CIT International Finance offers equipment financing and leasing to small and middle market businesses in the UK and China.

Maritime Finance

CIT Maritime Finance offers senior secured loans, sale-leasebacks and bareboat charters to owners and operators of oceangoing cargo vessels, including tankers, bulkers, container ships, car carriers, and offshore vessels and drilling rigs.


CIT Rail is an industry leader in offering customized leasing and financing solutions and a highly efficient, diversified fleet of railcar assets to freight shippers and carriers throughout North America and Europe. 


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