At CIT Latin America, Chile, we provide leasing solutions for a broad range of companies, helping them keep pace with evolving technology and stay a step ahead of the competition.
Our locally based management team has expertise in a variety of industries, from construction to printing to telecommunications, and is committed to helping clients get the equipment they need quickly and affordably.
Among the capital goods we provide are data processing equipment, modular office equipment, material handling equipment, digital imaging systems and medical equipment.
Our Products and Services
Operating Lease
The operating lease allows the customer the “USE” of the equipment during a determined period without having the obligation to purchase it. This makes the process of technological refreshment easier. Under this figure the customer transfers 100% of the risk of technological obsolescence to CIT and the entire cost of this process.
Because the goods are not registered in the customer records, the ROA rates are not affected. Payments for an operating lease are also generally lower than payments for a finance lease.
Finance Lease
A finance lease is a contract in which a financial company gives to the customer the right to use a capital good with the payment of a rent in the term and conditions defined for both parts. The customer could buy the asset using a purchase option defined in the contract.
Our financial plans can be structured in U.S. dollars or the local currency (UF) – depending on the goods and customer requirements – from 18 to 60 months.