CIT Commercial & Industrial
CIT Commercial & Industrial is a trusted financial partner delivering a broad range of innovative, cost- effective debt solutions to middle market companies in all stages of the business cycle.
Financial solutions
- Working capital
- Growth capital
- Acquisition financing
- Management buyouts
- Debt refinancing
- Recapitalizations
- Turnarounds
- Restructurings
- Leveraged acquisitions
- Debtor-in-possession financing
- Confirmation plan financing
Companies turn to CIT Commercial & Industrial for:
Asset-based loans
- Senior revolving and term debt based on asset valuations
- Revolving lines of credit based on valuation of fixed assets (including machinery, equipment and real estate)
Cash flow financing
- Senior debt, which is based on a multiple of EBITDA
- Lending decisions are based on a business valuation basis
Enterprise value financing
- Secured by a combination of accounts receivable, inventory and fixed assets
- May consider advances against intangible assets (trademarks, patents)
- Greater reliance on a company’s operating performance, management strength and competitive position
Key Segments
- Manufacturers
- Restaurants
- Wholesalers and distributors
- Chemicals
- Financial services
- Retailers
- Consumer products
- Metals and automotive
- Paper
- Plastics
CIT Outlook Series
CIT Executive Spotlights:
Exclusive Podcasts
Robert Bielinski, Managing Director, CIT Corporate Finance
1. Private Equity and the U.S. Restaurant Industry
2. 2011 Outlook for the U.S. Restaurant Industry