The insurance and financial protection products and services (the "Protection Products") described on this Web site are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by CIT Group Inc. or any of its affiliates. Certain Protection Products may go down in value.

Obtaining credit or any other service from CIT Group, Inc. or any of its affiliates is not conditioned on (i) your purchase of a Protection Product made available through CIT Insurance Services, or (ii) you not obtaining, or agreeing not to obtain, any other insurance or financial protection product or service.

All Protection Products may not be available in every jurisdiction. The Protection Products are summarized for purposes of this Web site. The actual terms and conditions of the fulfillment materials for each Protection Product will prevail over the information on this Web site.

Many of the Protection Products are provided by, and are the responsibility of, insurers and other providers that are not affiliated with CIT Group, Inc. In some cases, the Protection Products are offered through an intermediary, such as Frenkel & Co., Inc. or Frenkel Benefits, LLC (collectively, "Frenkel"), that is not affiliated with CIT Group, Inc. Frenkel, California license # (00) 98170, is domiciled in New York, and is licensed in the U.S. [in all states and the District of Columbia]. Frenkel's principal address is 1740 Broadway, New York, New York 10019, and its telephone number is [1-888-924-2244].

CIT Insurance Agency, Inc. or an affiliate will usually receive compensation from the provider of, or intermediary for, a Protection Product sold to a CIT client. Such compensation is not contingent upon volume, growth, retention or profitability.

As required by applicable law, CIT Insurance Services operates in the U.S. through CIT Insurance Agency, Inc. CIT Insurance Agency, Inc., California license # 0d79634, is domiciled in New Jersey and is licensed in the U.S. in [all states and the District of Columbia]. CIT Insurance Agency, Inc.'s principal address is 1 CIT Drive, Livingston, NJ 07039, and its telephone number is 973-535-3729.

Neither CIT Insurance Services nor Frenkel provides legal, tax or accounting services. CIT clients should consult with other appropriate advisors for such services.