• About Us

    Founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $65 billion in assets. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has more than $30 billion of deposits and more than $40 billion of assets. It provides financing, leasing and advisory services principally to middle market companies across more than 30 industries primarily in North America, and equipment financing and leasing solutions to the transportation sector. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A.

  • Our business areas operate under three segments: Commercial Banking, Transportation Finance, and Consumer & Community Banking

    Commercial Banking

    Commercial Finance

    CIT Commercial Finance provides lending, leasing and treasury management services, nationally, to the small business and middle market sectors, with a focus on specific industries including: Aerospace & Defense, Business Services, Communications, Energy, Entertainment, Gaming, General Manufacturing, Healthcare, Retail, Restaurants, Technology, and Sports & Media. Our Treasury Management products provide clients the ability to improve cash flow management, reduce costs, improve productivity and protect against fraud. 

    Commercial Services 

    CIT Commercial Services is a leading provider of factoring services in the United States. We provide credit protection, accounts receivable management services and asset-based lending to manufacturers and importers that sell into retail channels of distribution.

    Equipment Finance

    CIT Equipment Finance provides financing solutions to small businesses and middle market companies in a wide range of industries including Technology, Office Imaging, Healthcare, Industrial, and Franchise. We assist manufacturers and distributors in growing sales, profitability and customer loyalty by providing customized, value-added finance solutions to their commercial customers. The LendEdge platform, in our Direct Capital Corporation business, allows small businesses to access financing through a highly automated credit approval, documentation and funding process. We offer both capital and operating leases.

    Real Estate Finance

    CIT Real Estate Finance provides senior secured commercial real estate loans to developers and other commercial real estate professionals. We focus on stable, cash flowing properties and originate construction loans to highly experienced and well-capitalized developers.

    Transportation Finance

    Business Aircraft Finance

    CIT Business Aircraft Finance provides financing solutions to business jet operators. Serving clients around the globe, we provide financing that is tailored to our clients' unique business requirements. Products include term loans, leases, pre-delivery financing, fractional share financing and vendor/manufacturer financing.

    Commercial Air

    CIT Commercial Air is one of the world's leading aircraft leasing organizations and provides leasing and financing solutions-including operating leases, capital leases, loans and structuring, and advisory services-for commercial airlines worldwide. We own and finance a fleet of more than 300 commercial aircraft and have more than 100 customers in approximately 50 countries.

    Maritime Finance

    CIT Maritime Finance offers senior secured loans, sale-leasebacks and bareboat charters to owners and operators of oceangoing cargo vessels, including tankers, bulkers, container ships, car carriers, and offshore vessels and drilling rigs.

    Rail

    CIT Rail is an industry leader in offering customized leasing and financing solutions and a highly efficient, diversified fleet of railcar assets to freight shippers and carriers throughout North America and Europe. 

    Consumer & Community Banking

    BankOnCIT.com

    Continuing the tradition of innovation and service, BankOnCIT.com offers a selection of products designed to help you reach your financial goals. So whether you're saving for a new home, retirement or just looking for ways to make your money work harder, let us help you feel more confident in your tomorrow.

    OneWest Bank, a division of CIT Bank, N.A.

    OneWest Bank was founded as a regional bank in Southern California dedicated to customer service and a commitment to our community. As a division of CIT Bank, N.A., that commitment continues and we're proud to be Southern California's hometown bank. Headquartered in Pasadena, our executive team is comprised of industry leading experts who understand the local market and economy. With a strong capital foundation and consistent focus on providing value to our customers, we offer a full suite of banking services customized to your specific individual or business needs.

    Private Bank

    CIT Private Bank offers a full spectrum of depository and lending products including high-yield deposit accounts, lines of credit, asset acquisition loans, jumbo mortgages, commercial real estate loans, interest-rate hedging and foreign exchange services.  

    Residential Servicing Operations

    CIT Bank Residential Servicing Operations is dedicated to meeting all of your mortgage servicing needs - from providing easy online access to your mortgage loan to offering homeowner hardship assistance.

    SBA Lending

    Our Small Business Administration Lending group, with a focus on California's growing small businesses, specializes in SBA 7(a), SBA 504 and Owner-Occupied Commercial Real Estate loans to meet the needs of our clients.