• About Us

    Founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $50 billion in assets as of June 30, 2017. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has more than $30 billion of deposits and more than $40 billion of assets. CIT provides financing, leasing, and advisory services principally to middle-market companies and small businesses across a wide variety of industries. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A.

  • Commercial Banking

    Commercial Finance

    CIT's Commercial Finance business provides lending, leasing and treasury management services, nationally, to the small business and middle market sectors, with a focus on specific industries including: Aerospace & Defense, Corporate Banking, Communications and Technology, Energy, Entertainment and Media, Healthcare, Retail, Restaurants,and Sponsor Finance. Our Treasury Management products provide clients the ability to improve cash flow management, reduce costs, improve productivity and protect against fraud. 

    Business Capital

    CIT’s Business Capital group delivers an array of lending, leasing, and factoring financing solutions, nationally, to small businesses and middle market companies across a number of specialty verticals. These include Capital Equipment Finance, Equipment Finance, Commercial Services, Lender Finance and the digital small business platform, Direct Capital. These services deliver value for businesses through factoring and accounts receivable management, establishing vendor, distributor, and lender finance programs, and delivering solutions on a direct basis from heavy equipment to office technology. 

     

    Real Estate Finance

    CIT’s Real Estate Finance group provides senior secured commercial real estate loans to owners, developers and investors in commercial real estate nationally with a concentration on the East and West Coasts. Real Estate Finance focuses on financing the repositioning of properties and originates construction loans to highly experienced and well-capitalized developers. This business also provides a full suite of cash management and capital market products including the syndication of loans and interest rate protection products.

     

    Rail

    CIT Rail is an industry leader in offering customized leasing and financing solutions and a highly efficient, diversified fleet of railcar assets to freight shippers and carriers throughout North America and Europe.

    Consumer Banking

    CIT Bank

    Through our nationwide direct bank, we offer consumers competitive deposit products to advance their savings strategies, including a range of CDs, a high-yield savings product and IRAs. CIT Bank has been recognized by personal finance sources including MyBankTracker, NerdWallet and GOBankingRates for its products that drive value for banking customers. The direct bank, CIT Bank, is a division of CIT Bank, N.A. (BankOnCIT.com) 

    OneWest Bank

    OneWest Bank, a division of CIT Bank, N.A. and headquartered in Pasadena, Calif., serves the communities of Southern California through our branch network with a full suite of banking and lending services, including checking and deposit products, treasury management solutions, consumer mortgages, SBA and small business lending. It is one of the largest banks based in Southern California and our team is dedicated to providing tailored solutions to serve our customers’ needs. In 2016 OneWest Bank was recognized by MONEY Magazine as the Best Bank, California.