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Working Capital Business Loan

No matter your business need, a working capital loan can help you manage the cost.


Up to $250,000

Term length

6 to 18 months


As low as 9.99%

For qualified customers

Funding speed

As fast as SAME DAY

Maintain cash flow with working capital

For small business owners, cash flow is critical for keeping business running smoothly. A working capital loan from CIT can help you manage your cash flow for purchasing inventory, remodeling, buying advertising, or almost any other business expense. Our working capital loans offer small business owners access to up to $250,000 with term lengths ranging from 6 to 18 months. The best part? Working capital can be funded as fast as the SAME DAY you are approved for the loan. You’ll receive cash quickly and be ready to tackle anything your business needs.


Get an influx of capital to grow your business or take advantage of an unexpected opportunity:

  • Purchase inventory
  • Equipment / technology
  • Temporary cash flow management
  • Marketing
  • Working capital supplementation


Through our working capital loans, we offer interest rates as low as 9.99% for qualified customers. Rates vary based on requested loan terms and credit review.


    Our working capital loans automatically deduct daily or weekly payments from your checking account. 

      Easy to use and work with

      "The working capital we received from CIT allowed for the hire of new employees and enabled us to take on larger insurance repair projects. The working capital loan was easy to use and work with, and I got fast responses from CIT." Michael Bouck
      ServiceMaster by Bouck