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  • Illustration of industrial equipment.


    From transportation and construction to material handling and agriculture, our industrial financing options are designed with your business needs in mind.

    Illustration of shipping containers and a commercial lift
  • Financing for your small business needs

    Whether you run a construction or a material handling business, you probably have a lot on your plate. Expenses seem to add up as you go, and it could get overwhelming. The good news is that at CIT, we offer industrial financing options that should make it easy to stay in business.

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    Vendor equipment finance programs

    Our equipment finance programs offer vendors in the industrial market the ability to lower operational expenses, create a positive customer journey and grow their business.

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  • Benefits of industrial vendor financing programs

    At CIT, we focus on delivering a positive impact on the “bottom line” of our manufacturer and dealer finance programs. We do this through a combination of executing on our core activities (i.e., credit decisioning, funding, servicing) and on innovations that deliver additional value:

    • Supporting new ways your customers want to purchase: as-a-service sales and usage-based purchase and rental structures
    • Lowering your accounts receivable operational expenses through technology, people and process integration
    • Assuring a positive customer journey for you and your customers from initial funding through account upgrades, renewals and disposal
    • Establishing and executing on a custom program that aligns with your growth and profit objectives
    • Offering free advertising in customer invoices for you to make announcements and special offers 

    Products & services

    • Capital and operating leases
    • Installment loans
    • Funding solutions: pre, advanced, progress
    • Refresh programs
    • Rent-to-own and rental pool structures
    • As-a-service / managed services
    • Cost-per/variable billing structures
    • Vendor private label programs
    • Deferred / seasonal payments
    • Up to 100% services & software financing
    • Flexible invoicing presentment options
    • Online portals for vendors and customers

    Key areas of focus

    • Construction & agriculture
    • Material handling
    • Transportation
    • Light industrial
    • Food processing, packaging, & labeling

  • Contact us today

    Whether you’re an equipment manufacturer or dealer distributor seeking a financing source for your customers, or you’re a business owner interested in acquiring equipment, CIT is here to help.