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Retail equipment leasing and financing

Attract and retain customers by improving your store with retail equipment financing.

Financing for your small business needs

We know that the costs of updating your small business' retail equipment can be quite high, which is why we like to encourage you to finance or lease that equipment as opposed to purchasing it outright.

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Offer financing to your customers

Sell your customers the retail equipment and technology they need to keep their business updated with financing. When you offer financing through CIT, you give those customers purchasing power and empower them to succeed while enabling your own success.

Offer financing options

Benefits of retail equipment financing

When it comes to retail, no matter what type of business you own, it’s important that your storefront entices and encourages repeat customers. What your customers see when they approach your business colors their perspective on the overall experience, and if you’re lacking the technology or polish that your customers expect, it’s hard to overcome that hurdle. Keeping your equipment and store fixtures up to date can be costly, so financing can be a smart way to maintain your cash flow while continually improving your retail location. 


Nearly any business that has a storefront should be concerned about the impact that the location’s look and feel has on its customers. We serve all kinds of retail businesses who are looking to upgrade and remodel their stores through financing, including those who specialize in:

  • Furniture
  • Apparel
  • Footwear
  • Consumer electronics
  • Housewares
  • Textiles
  • Technology


Without the right equipment, it’s impossible to serve your customers’ needs quickly and effectively. We offer financing for whatever equipment your retail business needs to function, such as:


A loan can help pay for a number of expenses that you might encounter in retail. Consider stocking up on inventory to meet seasonal demands, or increasing your marketing and advertising spend to target a new audience. You could also use the extra cash for payroll and operating costs, as well as increasing your headcount to meet customer demand. Our working capital loans give you the freedom to take care of whatever expenses are important to your business.


Our flexible financing options can be tailor-made to suit your retail business and support its goals. Whether you’re looking to purchase new or used equipment or are interested in a lease, monthly payments can help you manage the cost without sacrificing other business priorities. You may also consider working capital to help you cover the costs that often go along with installing new equipment. 

Ready to get started?

Growing your company requires that you take advantage of every capital source available to you. Leasing or financing your retail equipment with the help of CIT is one of those options.