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B2B Point-of-Sale Lending Platform

The missing piece your customers have been waiting for has arrived.

Our point-of-sale (POS) platform simplifies and accelerates financing for small business purchases of $2,500 or more. Business customers can shop for products, be approved for credit, select terms and receive electronic documents to secure their purchase via a seamless electronic experience, typically in a matter of minutes1. The platform is available online and on mobile devices, making it a truly anytime-anywhere, self-serve B2B lending solution.

The platform also includes next-generation API-driven technology that helps integrate the POS lending platform into virtually any sales channel, including B2B online e-commerce stores. Other enhanced features integrate monthly payments on any product, digital credit application and digital terms selection.

Our platform gives you:

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Real-time quotes

Provides real-time monthly payment quotes.  

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Simple, fast application

Apply for credit with our digital application.

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Real-time credit decisions

Access credit decisions in real time.

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Digital terms selection

Review and select lending terms online.

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Automation

Automatically send electronic documents for review and e-signature. 

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Simple integration

Integrate into your online store, CRM, ERP or elsewhere to deliver POS lending.

Fintech Breakthrough Award for Best Small Business Lending Solution
ELFA Award
ELFA’s Operations and Technology Excellence Award

Award-winning technology

CIT is proud to have earned several awards recognizing our small business digital lending technology as a top innovation in the financing industry. 

Get started today

Selling products with lending has never been so simple, fast and cost-effective.