You are using an outdated browser. Please upgrade your browser to use this site.

  • personal-savings-illustration-of-bank

    Jumbo CDs
    Up to-

    Maximize your return. $100,000 minimum opening deposit.

  • -% APY

    2-Year Jumbo CD

    -% APY

    3-Year Jumbo CD 

    -% APY

    4-Year Jumbo CD

    -% APY

    5-Year Jumbo CD 

  • Benefits of our Jumbo CDs

    • No account opening or maintenance fees
    • Daily compounding interest to maximize your earning potential
    • FDIC insured2

  • Top 10 Best Online Banks of 2018
    GOBankingRates' Top 10 Best Online Banks of 2018
    Bankrate’s Safe & Sound® Five Star Rating Q2 2017
    Bankrate’s Safe & Sound® Rankings

    Your hard-earned money
    deserves a hard-working bank3

  • Why a Jumbo CD is a smart choice

    Guaranteed rate of return

    Your money is unaffected by the volatility of the markets or other types of investments.

    Balance your overall investments

    Jumbo CDs are a strong component of an overall investment and savings plan. 4

  • Open a Jumbo CD in 3 simple steps


    Enter your info

    You’ll need to provide your address, phone, email and social security number (or other taxpayer ID).


    Fund your account

    Minimum of $100,000 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.


    Now you're done

    We'll send a confirmation email. 

  • Calculate both your interest and growth

    Use this calculator to find out how much interest you can earn.

    Try our calculator

    Convenient access from anywhere

    Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.

  • Balanced investments with dependable return

    Open an account today.

  • Member

    Your money is safe and sound.

    CIT Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.