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Online and mobile banking is easy and convenient with an eChecking account.

-% APY1

with $25,000 minimum balance

-% APY2

on balances under $25,000 

Open your eChecking account with as little as $100.


CIT Bank does not charge ATM fees. Get up to $30 in other bank’s ATM fees reimbursed per month.
Debit card with EMV chip technology.
Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.4,5
Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
24/7 account access online and mobile, plus an automated telephone system.
Easily set travel alerts or stop/restrict use on your debit card.

Mostly fee-free checking account

No monthly fees. Monthly ATM fee reimbursement up to $30 per statement cycle. To see the few fees on our eChecking account, download the Schedule of Fees . Note that paper checks are not included or permitted as a means by which customers may remit funds or make payments.
GOBankingRates' 10 Best Online Banks of 2019
Bankrate’s Safe & Sound® Rankings

Your hard-earned money
deserves a hard-working bank.3

Member FDIC - Teal text

Your money is safe and sound.

CIT Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

Open an eChecking account in 3 simple steps

Enter your info

You’ll need to provide your address, phone, email and social security number (or other taxpayer ID).

Fund your account

Minimum of $100 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.

Now you're done

We'll send a confirmation email.

Open an account today.