1
Enter your info
Securely provide your address, phone number, email and Social Security number/ITIN.
Save more. Earn more.
Platinum Savings
3.75
%
On balances of $5,000 or more
The higher your balance, the more you’ll earn.
Get started with as little as $100. Scroll to disclosure: 1
3.75%
APY
Scroll to disclosure:
1
With a balance of $5,000 or more
0.25%
APY
Scroll to disclosure:
1
With a balance of less than $5,000
Skip the hassle, get the benefits.
Competitive
rates
Earn 9x the National Average on your savings. Scroll to disclosure: 2
Secure
Your CIT Bank account is FDIC insured, which means it's secure.
Digital
convenience
CIT Bank's mobile app makes it easy to manage your account.
No
monthly service fees
No account opening or monthly service fees, so you can keep what you earn.
CIT Bank is a division of First Citizens Bank. First Citizens has a reputation for financial strength, exceptional customer service and prudent lending that spans 125 years. Over those years, First Citizens has delivered sustained growth, demonstrating stability and resilience while adapting to changes in the business environment along the way. Learn more
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Follow these easy steps to open a Platinum Savings account.
2
Fund your account
Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
3
And you're done
That's all there is to it. We'll send an email confirming you have successfully opened your account.
Your
money is safe and sound.
First Citizens Bank and Trust Company (FCB) is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, for each account ownership category. Deposits held under the names of First-Citizens Bank and Trust Company and all banks which are a division of FCB are not separately insured. Deposits from each of these banks must be combined for purposes of determining whether a depositor has exceeded the federal insurance deposit limit.