You are using an outdated browser. Please upgrade your browser to use this site.

Ready to get started?

Resources at your fingertips.

Access information, tools and services that can help you open and manage your account.


Access the Agreement for Personal Accounts, product rates and fees, and all the forms needed to manage your accounts.


Choose from a selection of calculators designed to help give you a real-time look at your finances.

Fraud Prevention

CIT Bank is dedicated to keeping your account safe, but we also want to make sure that you can protect yourself and your account.


Learn more about online banking and mobile services.

Frequently asked questions (FAQs)

Get the answers to your most frequently asked questions.

Is CIT Bank, N.A. FDIC insured?

Yes. You can find more information on FDIC insurance at NOTE: CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A., are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank.

What is the bank's routing number?

The bank’s routing number is 124084834. 

If you are a CIT Bank commercial, listing service, or institutional client, please call 877-748-0004 for the routing number to use for wire instructions.

How do you protect my account and my information?

Your account security is our priority. Visit our Fraud and Security page to learn more about our security measures, important steps and prevention tips.

How do I open a savings, money market or CD account?

It’s easy and fast. Get started by going to our Open a CIT Bank account page. Then follow the steps to complete your CIT Bank account application. Have the following information handy:

  • Social Security number
  • Driver’s license or other valid state identification
  • A check or your bank routing and account numbers from the account you’ll be using to fund your new CIT Bank account
  • Names and personal details (Social Security number, valid ID) of any joint account holders and/or designated beneficiaries

Can I manage my account online?

Yes. Once your account has been activated, you will receive an email with information and links to access and manage your account(s). You’ll be able to customize your Online Banking experience, review and update your account(s), view statements, and see recent activity.

We're here to help.

Can't find what you're looking for? See our directory for help navigating a variety of topics.