You are using an outdated browser. Please upgrade your browser to use this site.

  • Personal resources left illustration

    Forms and Documents

    CIT Bank is here to help you manage your money smarter.

    Personal resources right illustration
  • CIT Bank Agreement for Personal Accounts

    Periodically, there are changes to the account agreement which reflect the terms of the legal obligation between you, the consumer, and us, the bank. We encourage you to carefully review the CIT Bank Agreement for Personal Accounts updated July 2018.

    Click to download a copy of the Agreement for Personal Accounts.

    Download agreement

    Product and Rates

    View the interest rates, annual percentage yields and minimums to open an account on available and heritage savings and money market accounts and CDs.

    Product and Rates guide
  • Forms

    Choose the form(s) you need from the list below, and then print and fax to CIT Bank at 855-626-1120.

    Banking

    Form Description Download
    ACH Stop Payment Request To stop payments that are withdrawn from your bank account electronically. PDF
    CIT One Time Check Withdrawal Request Used to request a one-time check withdrawal. PDF
    Mobile Terms and Conditions (Effective as of June 6th, 2016) CIT Bank's Mobile Banking Services allow you to obtain certain account related services through our Mobile Banking Website via a cell phone or other handheld mobile device. PDF
    Monthly ACH Interest Agreement Authorization to electronically transfer interest only, monthly via Automated Clearing House (ACH) from your CIT Bank account to an externally designated bank. PDF
    Official Check Stop Payment Request and Indemnity Agreement* To stop payment on an official check along with an indemnity agreement stating that the requestor protects the Bank from any losses as a result of the check being negotiated by a holder in due course. PDF
    Outbound Wire Transfer Form Used by customers requesting an outgoing wire transfer. PDF
    W-9 Form Used by domestic persons and entities to provide their tax identification number for use in information reporting to the IRS. PDF
    Written Statement of Unauthorized ACH DebitTo file a claim for Unauthorized or Revoked ACH debit that may occur on your account.PDF

    Deceased, Trust & Power of Attorney

    Form Description Download
    Power of Attorney Affidavit* Signing the Affidavit, the attorney-in-fact attests that the POA provided is valid and has not been terminated by revocation or by the principal’s death or incapacity. The POA must be attached to the Affidavit. PDF
    Uniform Statutory Form Power Of Attorney* To appoint a Power of Attorney. PDF
    Consumer Agency Authorization Form* To obtain personal identification information for POA. PDF

    IRA Distribution; State Income Tax Withholding

    Please note state income tax withholding is only available and applicable to California (CA) state residents. CIT Bank N.A. accounts are subject to federal laws and regulations and the laws of the State of California, including state tax laws. In most cases, state withholding applies to the IRA owner or IRA beneficiary's state of residence. Your state of residence is determined by the address of record on your CIT Bank N.A. account(s). CIT Bank N.A. will not withhold state income tax if an IRA owner or IRA beneficiary's address of record does not reflect California. Please seek the advice of a tax or legal professional if you have questions regarding state withholding requirements that apply to your IRA distribution.

    Form Description Download
    IRA Designation of Beneficiary Used by existing IRA Customers who wish to change their Beneficiaries listed for their Retirement Plan (Traditional/Roth/SEP). PDF
    Roth IRA Withdrawal Used by existing Roth IRA Customers who wish to request a reportable distribution from their existing Roth IRA account. PDF
    Roth IRA Contribution Eligibility Used by existing Roth IRA Customers who wish to make an additional eligible current year contribution, prior year contribution, a 60 Day Roth Rollover from a Roth IRA, a Roth Rollover from an Eligible Employer-Sponsored Retirement Plan, or a Conversion to their existing Roth IRA from their Traditional IRA. PDF
    Traditional IRA Withdrawal Used by existing IRA Customers who wish to request a reportable distribution from their existing IRA account, including a Required Minimum Distribution (RMD). PDF
    Traditional IRA Contribution Eligibility Used by existing Traditional IRA Customers who wish to make an additional eligible current year contribution, prior year contribution, a 60 Day IRA Rollover from a Traditional IRA, or a Rollover form an Eligible Employer-Sponsored Retirement Plan. PDF