Commercial Insights

Explore insights for your business

Finance

Deciding Between Equipment Leasing vs. Financing

Keep these factors in mind when choosing the best capital financing option for your commercial enterprise.
While there's no universal solution to the lease-or-buy debate, time is a clear distinguishing factor.
Community Association Banking

Understanding FDIC Coverage for HOA Funds

FDIC insurance of up to $250,000 for HOA funds is automatic at FDIC-member banks, but there are simple ways to exceed that cap.
While dividing assets across multiple FDIC-insured banks is one way to maximize FDIC insurance coverage, this can create many complexities and simply isn't an ideal option for many HOAs.
Risk Management

Reducing the Risk of Data Security Breaches

Discover key prevention strategies to help protect your business against data security breaches.
Data security breaches are far more common than many people realize, and businesses of all sizes are at risk.
Finance

Financing and Managing a Commercial Fleet

From fleet financing to taxes, explore some of the most important considerations for setting up a business fleet.
No matter if you need 10 vehicles or 1,000, you'll have to make a lot of substantive decisions as you build a commercial fleet—decisions that may have a big impact on both acquisition and operating costs.
Risk Management

4 Ways to Maximize Access to FDIC Insurance for Business Deposits

Explore strategies that may help maximize FDIC insurance well beyond the standard limit.
For organizations wanting to maximize FDIC business account coverage, there are four strategies to consider.
Community Association Banking

How to Build and Manage HOA Reserve Funds

Help your association management clients grow their HOA reserve funds safely and with liquidity in mind.
FDIC protection is the gold standard in the industry. It's required in some states, and even if it's not required, it's definitely a best practice.
Taxes

Using the Section 179 Deduction to Save on Equipment Costs

The Section 179 deduction along with bonus depreciation offer a powerful one-two tax punch.
One of the biggest and best business tax breaks on the books is the Section 179 deduction.
Industry Expertise

How the Cannabis and Hemp Industry Can Thrive in 2024

Five steps hemp and cannabis businesses can take to prepare for legislative changes in 2024 and emerge stronger.
New legislation—even if it's primarily positive—may bring new unknowns, and that's why proactive planning is essential.
Risk Management

How To Protect Your Business From ACH Fraud

Learn how to detect the warning signs of ACH fraud and prevent it from happening to your organization.
According to the Association for Financial Professionals' 2023 Payments Fraud and Control Survey Report, 30% of organizations experienced fraudulent ACH transfers during the previous year.
Risk Management

Business Email Compromise Prevention Strategies 

Learn how to protect your organization against business email compromise attacks.
The FBI considers BEC attacks to be one of the most financially damaging online crimes, referring to it as the $50 billion scam, given that roughly that amount was stolen from businesses worldwide between 2013 and 2022.
Middle Market Banking

Building a Stronger Organization

Senior executives from multiple industries share the strategies they use to execute business plans, strengthen workplace culture and make positive impacts across their organizations.
Hemp Business

The Future of Hemp Business Banking

Get insights into helpful and timely information about the hemp business and the banking services that support it.
Middle Market Banking

Plan. Optimize. Protect.

Get insights into business automation, insurance and cybersecurity trends and strategies to protect and streamline your business.
Operations

Construction Inflation Costs: Are You Feeling the Squeeze?

Here's the latest update on construction supply chains, as well as how your business can manage rising costs.
Although supply has been squeezed, demand for construction and housing starts have been soaring, further driving up the price of materials.
Operations

Preventing Logistics and Supply Chain Fraud

Logistics and supply chain management have grown more complex and competitive.
Data analytics can be a powerful, cost-effective tool to increase visibility along your supply chain.
Community Association Banking

How to Avoid HOA Scams and Fraud

Protect your HOA from phishing, email account fraud and other scams.
Ramping up a sense of urgency is a common tactic, with fraudsters often sending such requests late in the day, just before a holiday or weekend, or when the purported sender is out of the office.

Showing 1 - 16 of 194 results

Showing 1 to 16 of 194 results

Featured publication

No results found

This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941