• Equipment Finance

    For US commercial customers of small businesses and middle market companies, we offer a variety of financing and value-added services that increase top and bottom line performance.

  • Equipment Finance & Equipment Leasing Options

    CIT Equipment Finance develops business solutions for small businesses and middle market companies for the acquisition of equipment and value-added services. It creates tailored technology and equipment financing and leasing programs for manufacturers, distributors, resellers, dealers, systems integrators and franchisors that are designed to help them increase their top and bottom line performance. It also acquires finance portfolios in its core markets: technology, office imaging, healthcare, industrial and franchise finance. Through these programs, CIT Equipment Finance provides a variety of financing and value-added services, from invoicing to asset disposition, customized to their customers' needs.

    Equipment Financing Products & Services

    • FlexAbilityTM - Flexible Solutions for Selling and Invoicing 
    • Capital and operating leases 
    • Customized financing structures 
    • Collateral or cash flow loans 
    • Retail financing for distributors/manufacturers
    • Discounting programs 
    • Portfolio acquisitions 
    • Refresh programs 
    • Ownership programs 
    • Financing of managed services and cloud solutions 
    • Robust web tools for clients and end user customers
    • Franchise Finance

    Key Areas of Focus

    • US commercial customers of all sizes
    • Office Imaging industry (e.g., copiers, printers, scanners, document management systems, managed print services)
    • Technology industry (e.g. computer hardware and peripherals, software, cloud services, managed services)
    • Telecommunication industry (e.g., telephony office systems, telecom industry infrastructure)
    • Healthcare (e.g., medical and laboratory diagnostic equipment, imaging systems, patient monitoring systems, patient archiving and communication systems, electronic health records and other software systems, therapy devices, aesthetic equipment, pharmacy management equipment, dental and veterinary office equipment)
    • Industrial (e.g., construction and power equipment; agricultural machinery and equipment; light industrial equipment; robotics equipment; forklifts and other material handling equipment; food processing, packaging and labeling equipment; transportation vehicles such as over the road tractors and trucks, trailers, utility trucks, emergency vehicles; HVAC installations; fitness or other franchise specific equipment; golf course equipment; water purification; and safes)
  • What is Equipment Lease Financing?

    Watch "The Benefits  of Leasing" to see how CIT partners with vendors to offer their customers customized equipment financing solutions.

  • Manufacturers and distributors turn to CIT Equipment Finance to:

    • Sell more equipment and help increase margin
    • Improve cash flow and liquidity while preserving capital
    • Differentiate their offering and close sales quickly
    • Establish new relationships and increase customer loyalty
    • Minimize exposure and investment requirements
    • Leverage our experience and expertise rather than bearing the cost and risk of operating an
      in-house leasing organization

    Customers turn to CIT Equipment Finance for:

    • Finance leasing with predictable, low monthly payments
    • Reduced upfront costs and preservation of capital
    • Flexible pay structures and invoice capabilities
    • Ability to bundle transactions
    • Keep up with changes to technology
    • Potential accounting and tax advantages
  • Resources


  • Recent Press Release

    CIT Receives #1 Ranking In Konica Minolta Business Solutions Survey

    Wednesday, April 26, 2017 10:00 AM EST

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