• CIT Private Bank

    When your time is valuable, you need expertise to watch over your financial plans. Whether your strategy is to grow or preserve your wealth, our Private Bankers' sole focus is on your goals. That's all part of our commitment to provide you with an exceptional banking experience. 

    Private Banking Services & Solutions

    We understand the demands on your time and we're committed to providing you with an exceptional banking experience. Our experienced bankers offer an outstanding suite of deposit products and lending solutions. With knowledge of the industries important to California entrepreneurs, investors and professionals, we make certain you have all the information and insight you need to achieve your goals. As a part of your financial team, we welcome the opportunity to put our expertise to work for you. 

    We deliver solutions that can help you achieve your goals. Enjoy a full spectrum of depository and lending products including high-yield deposit accounts, lines of credit, asset acquisition loans, jumbo mortgages, commercial real estate loans, interest-rate hedging and foreign exchange services.

  • Private Banking Solutions

    Your Private Banker will present you with products and solutions that best achieve your specific needs. Below is a summary of depository and lending solutions available for our clients.

    Private Banking Deposit Solutions:
    • OneAccount Checking which offers high yield checking with ATM rebates.
    • Premium Money Market with exceptional rates
    • Business accounts for all levels of business activity
    • Online Access, Bill Payment, and eStatements

    Private Banking Lending Solutions:

    Unsecured Lines of Credit - For short-term liquidity needs available for a wide variety of purposes including:

    • Income leveling
    • Bridging capital calls and liquidity events
    • Providing bridges to permanent financing

    Secured Lines of Credit - Lines of credit secured by unique collateral including:

    • Fine art and collectibles
    • Commercial real estate
    • Marketable securities

    Term Loans - Providing longer-term financing for a variety of needs including:

    • Practice expansion & acquisition of new talent
    • Fixed assets acquisition
    • Leasehold improvements

    Commercial Real Estate Loans - For real estate investors to support the acquisition or refinancing of commercial properties including:

    • Office
    • Industrial/warehouse
    • Multifamily/mixed-use
    • Retail

    Residential Mortgages - Our home loans allow our private clients to dream big:

    • Loan amounts up to $15 million for your primary, secondary or vacation home - nationwide financing available
    • Cash-out refinancing options available
    • Loan amounts up to $10 million for your residential investment properties
    • Knowledge and expertise in California luxury home market
    • Local processing, underwriting and documentation

    Foreign Exchange and Risk Management - We provide a full range of foreign exchange and risk management solutions to help you maximize the rewards of conducting business in the global marketplace:

    • Customized solutions for your needs based on an in-depth understanding of your situation. We will provide you with the product expertise and market intelligence to determine appropriate timing and pricing levels relative to your unique situation.
    • Personalized, one-on-one attention. We will evaluate your exposures and risk tolerance, map out the benefits and costs of alternative products and strategies, and design a solution that is tailored to your specific objectives, all while taking into account current market conditions and trends.
  • Private Banking Services

    Trusted Expertise

    Our services are designed to provide you with solutions as you acquire, grow and eventually prepare to transfer your wealth. Whether you're expanding your practice, diversifying your real estate portfolio, or making opportunistic investments, our Private Bankers will earn your confidence by delivering the results you expect. 

    We're pleased to provide our services to a diverse client base including entrepreneurs, executives, high-net-worth individuals and families, real estate investors, professional services firms and their partners. All our clients benefit from our expertise that extends across many of California's most vibrant industries.