• Conventional Loan Fees

    Document Fees
    Overnight Delivery of Documents/Copies$15.00
    Payoff Statement Fees
    Payoff Statement Fee (per request) Alabama, Arizona, California, Idaho, Illinois, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Montana, North Dakota, Nebraska, New Hampshire, New Mexico, Nevada, Oklahoma, Ohio, Oregon, Pennsylvania, Texas, Washington, West Virginia, Wyoming$10.00
    All Other StatesNo Charge
    Payment Option Fees (Some options do not allow for same day or next day payment posting)
    One Time Drafting of Payments:
    If Payment is Drafted Within 5 Days of Due Date
    • Call Center Assisted
    • Automated Phone Option
    • On the Website
    • ACH

    $20.00
    No Charge
    No Charge
    No Charge
    If Payment is Drafted 6 or More Days After Due Date
    • Call Center Assisted
    • Automated Phone Option
    • On the Website
    • ACH

    $20.00
    $5.00
    No Charge
    No Charge
    Late Payment (Charge) FeesRefer to Your Mortgage Documents
    Payment Returned for Non-Sufficient Funds (NSF)$20.00 Unless Limited by State Law
    Loan Assumptions, Modifications, or Releases
    Partial Release$300.00
    Recording Fees for Full Re-conveyanceVaries by State or Local Agency
    Subordination of Junior Lien$300.00
    CEMA (Consolidated Extension Modification Agreement) NY Only
    Assignment Fee (to other institutions)$750.00 (50% non-refundable)
    Assignment Fee (OneWest Bank Mortgage Servicing to OneWest Bank Mortgage Servicing)Varies by Loan
    Assumption Fees
    Charged at a rate of 1% of the principal balanceMinimum Fee: $400.00
    Maximum Fee: $900.00
    Miscellaneous Fees
    Fund Wires
    Incoming Wires of Funds to OneWest Bank Mortgage Servicing$10.00
    Outgoing Wires of Funds from OneWest Bank Mortgage Servicing$20.00