• Easy Ways to Pay Your Mortgage

    Making your payments has never been easier! Choose from any of our convenient payment options below to determine which payment method works best for you.
  • Pay Online

    To pay online, log into your account and select View Bill/Make Payment.     

    Benefits of paying online:  

    • Recurring or one-time payments 
    • We currently do not charge a fee for online payments.
    • Payment posted same day (if paid before 10 p.m. EST, Monday - Friday) 
  • Pay by Mail

    To pay by mail, please make checks payable to CIT Bank Residential Servicing and include your mortgage loan number. 

    Choose from one of these mailing options: 

    Regular Mail
    CIT Bank Residential Servicing 
    Loan Servicing 
    P.O. Box 4045
    Kalamazoo, MI 49003-4045 

    Overnight Mail
    CIT Bank Residential Servicing 
    Attn: Cashiering 
    6900 Beatrice Drive 
    Kalamazoo, MI 49009-4045  

    Benefits of paying by mail:   

    • One-time payment 
    • No service fee 

    Please note payments are posted based on the day received not the post mark date. 

  • Pay by Phone

    To pay by phone, call our toll-free Automated Information System at 1-800-781-7399 from a touch-tone telephone. You will be required to enter your loan number and the last four digits of your Social Security number. 

    The automated system is free until 5 days after your loans due date after that a $5 service charge applies to automated phone payments. If you prefer to make your payment with an agent there is a $20 service fee.  

    Benefits of paying by phone: 

    • One-time payment 
    • Payment posted same day (or designate when it will post) 
  • Pay in Person

    Payments can be made at one of our branches. Please take advantage of our OneWest Branch Locator to find the nearest branch to your location. For fast and efficient service at the branch, please have your loan number and/or payment stub with you. 

    Benefits of paying in person: 

    • One-time payment 
    • No service fee 
    • Payment posted same day 
    • Get a receipt of the payment 
  • If you're having trouble making your monthly mortgage payments, check out our home preservation options.