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About CIT Bank

For more than a century, CIT Group has been a leader in commercial financing, lending, and insurance. Now, CIT Bank is putting that experience to work for consumers like you. 

Continuing the tradition of innovation and service, CIT Bank offers a selection of products designed to help you reach your financial goals. So whether you’re saving for a new home, retirement or just looking for ways to make your money work harder, let us help you feel more confident in your tomorrow.

CIT Bank Products

CDs 
Take advantage of award-winning rates with a CIT Bank Certificate of Deposit (CD).  

RampUp™ — grab a great rate now, and if rates go up, grab a higher rate later.  

RampUp™ Plus — grab a great rate now, and if rates go up, grab a higher rate later. Plus, boost your deposit once during the term of your CD. 
See how flexible CDs can be   

Term  — choose how long and how much you’d like to save and let us do the rest.
Check our terms and rates 

Jumbo — put larger deposits to work for you with premium rates.
See how much you could earn today  


CIT BANK SAVINGS 
Let us help you reach your savings goals quickly and easily. With CIT Bank Savings, you’ll enjoy a premium rate, without premium fees.

  • Minimum deposit of only $100 
  • Exclusive rates for accounts with a daily balance of $25,000 
  • FDIC-insured to the maximum amount allowed by law 
  • Quick and easy deposits by linking to existing accounts at another bank

Check out the latest rates on CIT Bank Savings accounts 


IRAs
It’s never too early to start saving for your retirement. Individual Retirement Accounts (IRAs) let you grow your money tax-deferred or tax-free depending on whether you choose a Traditional or Roth IRA.*

  • Most CIT Bank savings products can work as an IRA
  • High contribution limits
  • Manage and view statements online

Get one step closer to retirement with a CIT Bank IRA 


CUSTODIAL ACCOUNTS (UTMA)
Help give a child in your life a strong financial future by opening a custodial account (UTMA) in their name. It’s the perfect way to help pay for education, a first car, and so much more.

  • Custodian maintains control until the minor reaches age 211
  • Part of the earnings may be tax-free
  • No gift tax on annual contributions up to $14,000 per individual
  • Save as much as you want with no limits on the size of the account2

Set up a child in your life, open a custodial account (UTMA) 




*Consult with your tax advisor before choosing an IRA.
1The age of majority in Utah, where CIT Bank is headquartered.
2All CIT Bank accounts can be set up as custodial accounts under the Uniform Transfers to Minors Act.
CIT Bank is a member of the Federal Deposit Insurance Corporation (FDIC).
FDIC insurance covers up to $250,000 per depositor, for each ownership category.
CIT Bank Savings rate may change after the account is opened.
APY — Annual Percentage Yield is accurate as of June 10, 2014.
CDs may be subject to an early withdrawal penalty, which may reduce earnings.

Our accounts at a glance

Compare the current rates for all CIT Bank products.

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Call 855-GO-BANKCIT (855-462-2652). Or use our secure form now.